Certain qualifying events allow you to make changes in benefits that otherwise are not possible until the annual Open Enrollment period (November 1-30 with the change effective January 1). This summary outlines the benefit plan changes you may need to make as a result of your spouse/dependent obtaining his/her employer insurance.
Please be sure to make your changes by completing and submitting the appropriate forms to Human Resources within 30 days of the date the insurance coverage becomes active for your spouse with his/her employer.
If you do not notify Human Resources within 30 days of the event, IRS regulations require you to wait until the next Open Enrollment period.
All forms should be submitted to Human Resources via email (askHR@baylor.edu), fax (254-710-3819), mail (One Bear Place #97053) or office delivery (Robinson Tower, Suite 200).
Forms and Documentation
Medical/Prescription Drug and Dental
- If you are enrolling in your spouse's medical and/or dental plan, you would complete this form to cancel your medical and/or dental plan or to cancel your spouse/dependents plan with Baylor. Before canceling, first check with your spouse's employer to be certain they do not require that you maintain your own insurance.
- The effective date is the date your spouse obtains medical insurance.
- Group Term Life Insurance section would not be completed.
- Schedule of Insurance Premiums
Flexible Spending Accounts (FSAs)
You may want to reconsider your participation in Flexible Spending Accounts by either signing up now or changing the amount of your contributions. If you are already participating, you may want to increase your Unreimbursed Medical/Dental FSA contribution to pay for your spouse's out-of-pocket health care expenses.
This is a good time to reevaluate your life insurance coverage to ensure that you have proper coverage to accommodate the change in your family. You may also need to change your Supplemental Term Life coverage. This change may require that you complete an application form and evidence of insurability form.
Questions? Contact Human Resources at (254) 710-2000.