Dental Insurance Plan

Baylor University offers the Cigna DPPO dental plan. Baylor pays the cost for any eligible faculty/staff member that enrolls in the Cigna dental plan. Faculty and staff will pay monthly premiums to add coverage for dependents.

Dental Insurance Highlights

The Cigna DPPO Dental Plan is a managed care plan designed to provide the opportunity to get more benefit for your dental care dollars.

  • Select a dentist or dental specialist from the Cigna network.
  • Deductibles are $50 per Individual and $150 per Family.
  • Annual maximum benefit is $2,000 per person.
  • Orthodontia lifetime maximum is $1,500 per person.
Coverage Type In Network % of Negotiated Fee* Out-of-Network % of R&C Fee**
Class I Cleanings
100%
100%
Class II Basic - Fillings
80%
80%
Class III Major - Crowns
50%
50%
Class IV Orthodontia
50%
50%
Class IX Implants
50%
50%

* Negotiated Fees are fees participating dentists have agreed to accept as payment in full, subject to any co-payments, deductibles, cost sharing and benefits maximums. Negotiated fees are subject to change.

** R&C Fees are Reasonable and Customary (R&C) charge, which is based on the lowest of the following: (1) the dentist’s actual charge, (2) the dentist's usual charge for the same or similar services, or (3) the charge of most dentists in the same geographic area for the same or similar services as determined by MetLife.

Dental Related Topics & Resources