Health & Insurance


Medical Insurance

The University offers two types of medical coverage. The plan options are the Preferred Provider Organization (PPO) Blue Choice Plan and the High Deductible Health Plan (HDHP) + Health Savings Account (HSA). Both medical plans are managed by Blue Cross-Blue Shield of Texas. Affordable cost along with excellent coverage enriches your total compensation package.

Prescription Drug Plan

Baylor's prescription drug plan is CVS/Caremark. You are automatically enrolled in the prescription drug plan administered by CVS/Caremark when you enroll in one of the Baylor medical plans.

Prescription Plan Details

PrudentRx Copay Information

Dental Plan

Baylor University offers the Cigna DPPO dental plan. Baylor pays the cost for any eligible faculty/staff member that enrolls in the Cigna dental plan. Faculty and staff will pay monthly premiums to add coverage for dependents.


The University offers EyeMed Vision plan as a voluntary, supplemental insurance plan for which the employee pays full cost, if elected. Enrollment may be requested during the initial period upon employment with Baylor University or during the open enrollment period each year. Monthly premiums are pre-tax.

Supplemental Insurance Plans
  • Cancer/Specified Diseases, Specified Health Event - AFLAC
  • Cancer/Specified Diseases - Metlife (BayBridge)
  • Long Term Care - UNUM
Supplemental Insurance Plans Details

Other Insurance

Long Term Disability

Long-Term disability insurance is a form of income protection that provides a portion of your salary in the event of a disabling illness or injury. A long-term disability benefit is provided by Baylor University for eligible full-time faculty/staff and will be covered at Baylor's expense.

Long Term Disability Plan Book

Basic Employee and Dependent Term Life Insurance

Basic Term Life Insurance is provided by Baylor University for eligible full-time faculty and staff and their eligible dependents. This benefit will be covered at Baylor's expense.

Life Insurance Details

Supplemental Insurance Plans:
Eligible full-time faculty/staff are offered the option of electing a variety of voluntary, supplemental insurance plans.

Continuation of Coverage 

Employees who are separating from service and their dependents who have been covered by medical/dental plans may apply for continued coverage for up to 18 months, subject to certain conditions. Dependents, spouse/children, who no longer meet eligibility requirements due to divorce, limiting age 26, etc., may continue as an individual on the medical/dental plans for up to 36 months, subject to certain conditions. More Info

Resources-Insurance Benefits