Graduate Student Health Insurance

Eligibility

All domestic graduate students under the auspices of the Baylor Graduate School (including DPT and Online students) taking 3 credit hours or more or at least 1 hour of a full-time equivalency course must demonstrate proof of active insurance. Students will demonstrate their proof of insurance or enroll in Baylor's student insurance through the AHP (Academic HealthPlans) portal each semester during the open enrollment period. The AHP website can be found here: https://baylor.myahpcare.com/, however, students should NOT ACCESS the website until after receiving an email invitation from AHP. 

How to Enroll

Domestic graduate students, after registering for courswork for the upcoming semester, will receive an email during the open enrollment period by Academic HealthPlans (AHP) which manages Baylor's student insurance. The email will alert students that the AHP portal is open for enrolling in Baylor’s student insurance plan or demonstrating proof of insurance coverage. Graduate students who enroll in Baylor’s student insurance plan will have elective coverage options also, including for dependents.

When can I enroll?

Students must enroll during open enrollment periods each semester. Click here for open enrollment dates.

Early Fall

06/15/20 - 09/09/20

Fall

07/01/20 - 09/09/20

Spring/Summer

11/30/20 - 02/15/21

Will I be automatically re-enrolled?

No.
Graduate students are required to reenroll each semester through the AHP portal during the appropriate open enrollment period. Graduate students will be alerted each semester by AHP when the insurance portal is open and after they have registered for coursework. 

What if I have questions about my coverage?

Most questions can be answered on the AHP website, under the Benefits tab: https://baylor.myahpcare.com/.

How do I know if I am eligible for an insurance subsidy?

Most students who are fully-funded will be eligible to receive an 80% insurance subsidy for the individual student premium. Fully-funded is defined as receiving full-tuition remission and a full stipend through Baylor for the upcoming academic year (minimum annual level of $15,000 for masters students and minimum annual level of $17,000 for doctoral students).

What if I am an international student

International graduate students are required to maintain insurance coverage through Baylor’s student health insurance plan. International students should contact Betty Fornelius for their enrollment. Most fully-funded International students are eligible for the insurance subsidy on their individual student premium if they receive full-tuition remission and a full stipend through Baylor for the upcoming academic year (minimum annual level of $15,000 for masters students and minimum annual level of $17,000 for doctoral students). 

Costs and Benefits for Subsidized Students

The Graduate School subsidy covers 80% of the individual premium for the Baylor Student Health Insurance Plan. Health coverage is subsidized for 12 months and is renewable as long as the student qualifies. However, students must enroll through the AHP insurance portal each semester to maintain coverage.
Note: Subsidies will be applied to the premium and any remaining balance on the individual premium will be billed to the student’s University account. Additional coverage, at least for Fall 2020, for dependents and or dental must be paid through AHP at time of enrollment. 

Unsubsidized Annual Student Costs for 2020-21 (including Fall, Spring, and Summer)
Graduate Student Only  $3,248
Graduate Student + Spouse  $6,497.24
Graduate Student + Spouse + 1 Child $9,745.86
Graduate Student + Spouse + Multiple Children  $12,994.48
Graduate Student + 1 Child  $6,497.24
Graduate Student + Multiple Children  $9,745.86
 
Subsidized Student Costs for 2020-21 (including Fall, Spring, and Summer)
Graduate Student Only $649.60
Graduate Student + Spouse $3,898.34
Graduate Student + Spouse + 1 Child $8,446.40
Graduate Student + Spouse + Multiple Children $10,395.58
Graduate Student + 1 Child $3,898.34
Graduate Student + Multiple Children $8,446.40
 
Unsubsidized Costs for Select Terms
Fall 2020 Graduate Student Only $1,362
Spring 2021 Graduate Student Only $1,193
Summer 2021 Graduate Student Only $694
Spring and Summer 2021 Graduate Student only $1,886

Subsidized Costs for Select Terms
Fall 2020 Graduate Student Only $272.40
Spring 2021 Graduate Student Only $238.60
Summer 2021 Graduate Student Only $138.80
Spring and Summer 2021 Graduate Student only  $377.20

For general questions about insurance and benefits, contact Betty_Fornelius. For questions about subsidy eligibility, contact Alanna D Martinez, Assistant for Graduate Studies and Professional Development, Graduate School (254)710-4487. For questions about the AHP website or enrollment difficulties, contact AHP here or here.

Baylor Graduate School

Baylor Graduate School
Morrison Hall, Suite 200
One Bear Place #97264
Waco, TX 76798-7264

(254) 710-3588

(254) 710-3870