For all of us, life is a continuing process of change-marriage, birth, adoption, a new job, divorce and death. Should one of these events occur in your life, you may need to rethink, and more than likely, make changes to your enrollment in certain Baylor University benefit programs, such as: Medical, Dental, or Flexible Spending Accounts.Important Deadline
When a qualifying life event occurs, you have a 30-day window from the date of the event to submit the necessary forms to request a change in benefits to Human Resources. It is especially important to remove ineligible dependents from your coverage within the 30-day window to avoid overpaying premiums that could not be refunded.
Changing Your Coverage
You may change your coverage if you experience a qualifying life event and the benefit change you request corresponds with a gain or loss of eligibility for insurance coverage. For example, a marriage is a status change that would allow you to change from employee only medical coverage to employee + spouse medical coverage because acquiring a new dependent is consistent with a gain in eligibility for medical coverage.
Qualified Life Events Changes
Qualified Life Events status changes are defined by Section 125 of the Internal Revenue Code, based on individual circumstances and plan eligibility. Qualifying life events include:
- When you get MARRIED
- When there is a DEATH in your immediate family
- When you get DIVORCED, LEGALLY SEPARATED, OR MARRIAGE IS ANNULLED
- When you have a CHILD
- When your child LOSES DEPENDENCY
- When your child GAINS DEPENDENCY
- When you ADOPT OR PLACEMENT FOR ADOPTION
- When your SPOUSE OBTAINS INSURANCE coverage
- When your SPOUSE LOSES INSURANCE coverage
- When your CHILD LOSES OTHER INSURANCE coverage
- When your CHILD GAINS OTHER INSURANCE coverage
- When your JOB CHANGES from part-time to full-time or from full-time to part-time
- When you are going on/returning from a LEAVE OF ABSENCE
- When you TERMINATE your employment with Baylor University
- If you, your spouse, or your dependent(s) gain / lose MEDICARE OR MEDICAID ELIGIBILITY, please call Human Resources at 710-2000 for guidance.
Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, Human Resources reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern.