Continuation of Insurance Coverage


Baylor University's medical plan with Blue Cross/Blue Shield of Texas was established as a Church Plan. Church Plans are exempt from Federal COBRA continuation coverage (ERISA) legislation.

Employees who are separating from service and their dependents who have been covered by medical/dental plans may apply for continued coverage for up to 18 months subject to the following conditions:

  • Participants must apply within 30 days of separation from full time employment for extended coverage.
  • Participants must not be eligible for Medicare or other employer group coverage.
  • Participants must pay the total monthly medical insurance premium.

Monthly rates are listed on the Continuation of Coverage application form.

Flexible Spending Accounts

Employees who are separating from service and are participating in the Unreimbursed Medical (URM) flexible spending account may continue on this plan until the end of the year. The benefit to continue with this plan would be to allow submission of claims after the separation date.

Spouse and Dependents

Dependents (spouse/children) who no longer meet eligibility requirements (divorce/limiting age 26) may continue as an individual on the medical/dental plans for up to 36 months. The requirements listed above still apply.


Monthly rates for dependents are listed on the Dependent Continuation of Coverage application form.

Additional Information

BU-PP 413 Group Medical Insurance

BU-PP 414 Group Dental Plans

Employee Retirement Income Security Act (ERISA)