Supplemental Insurance

Accidental Death & Dismemberment (AD&D) also referred to as Voluntary Accident

Enrollment in the AD&D plan can be requested during the initial insurance elections upon employment with Baylor University or during the annual open enrollment period. Monthly premiums are pre-tax.

Cancer & Other Specified Diseases with Humana

Enrollment in the Cancer and other Specified Diseases plan can be requested during the initial insurance elections upon employment with Baylor University or during the annual open enrollment period. Monthly premiums are pre-tax.

AFLAC Plans

AFLAC offers Accident Indemnity Advantage, Cancer/Specified-Disease, Specified Health Event, Short-Term Disability, and Intensive Care insurances. Enrollment into AFLAC plans can be requested during the initial insurance elections upon employment with Baylor University or during the annual open enrollment period.

  • Baylor AFLAC agents
  • Enrollment applications are processed with the AFLAC agent.
  • A packet of information is available upon request by contacting Human Resources.
  • Cancellation can be requested during the open enrollment period.

Supplemental Term Life

Guaranteed enrollment without evidence of insurability if selected for enrollment within 30 days of employment with Baylor university. Evidence of Insurability form is required along with application if selected any time after the 30 day window of hire. Approval is subject to Dearborn Life's underwriting department.  Monthly premiums are after tax.

Long Term Care

Enrollment requires application and evidence of insurability.  Approval is subject to UNUM's underwriting department. Monthly premiums are after tax.

  • Application/Evidence of Insurability
  • Premium information and plan viewable by accessing the Long Term Care link.
  • The application and Evidence of Insurability forms are forwarded to Human Resources and are subject to UNUM's underwriting department's approval.
  • Enrollment or cancellation in the Long Term Care plan can be requested during the calendar year.
  • A packet of information is available upon request by contacting Human Resources.