Baylor's flexible benefits program allows eligible faculty and staff to choose from a group of insurance benefit options that best suit their circumstances. A request to make changes to insurance plans, with the exception of Long Term Care and Supplemental Term Life plans, must be submitted during open enrollment or within 30 days of a qualifying event that is consistent with the requested change.

Medical Insurance
Baylor's medical plan is Blue Choice with Blue Cross-Blue Shield of Texas. Affordable cost along with excellent coverage enriches your total compensation package. More Info

Prescription Drug Plan
Baylor's prescription drug plan is CVS/Caremark. Your enrollment in the Blue Choice medical plan automatically enrolls you in the CVS/Caremark prescription drug plan. More Info

Dental Plans
Baylor University offers two dental plans: Direct Reimbursement (DR) dental and QCD of America Discount plan (the Red or White Plan). All eligible faculty/staff may be covered under either plan at Baylor's expense. Adding dependents to the DR dental plan and the QCD White plan will require a monthly premium. More Info

Continuation of Coverage (COBRA)
Employees who are separating from service and their dependents who have been covered by medical/dental plans may apply for continued coverage for up to 18 months (subject to certain conditions). Dependents (spouse/children) who no longer meet eligibility requirements (divorce/limiting age 26, etc.) may continue as an individual on the medical/dental plans for up to 36 months (subject to certain conditions). More Info

Long Term Disability
Long-Term disability insurance is a form of income protection that provides a portion of your salary in the event of a disabling illness or injury. A long-term disability benefit is provided by Baylor University for eligible full-time faculty/staff and will be covered at Baylor expense. For additional information, you may view the summary of benefits, LTD certificate and amendment to the certificate. More Info

Basic Employee and Dependent Term Life Insurance
Basic Term Life Insurance is provided by Baylor Unversity for eligible full-time faculty and staff and their eligible dependents. This benefit will be covered at Baylor expense. More Info

Supplemental Insurance Plans
Eligible full-time faculty/staff are offered the option of electing a variety of supplemental insurance plans. The supplemental plans offered are Accidental Death and Dismemberment (AD&D), Humana-Cancer +30 Diseases, AFLAC Plans, Supplemental Term Life, and Long Term Care. AFLAC plans and Humana-Cancer +30 are portable, which means an employee may continue participation in the insurance even after they are no longer employed with Baylor. More Info