BEGIN:VCALENDAR
VERSION:2.0
PRODID:Baylor CMS Calendar /PHP/
METHOD:PUBLISH
BEGIN:VTIMEZONE
TZID:US_Central
BEGIN:STANDARD
DTSTART:20001029T020000
RRULE:FREQ=YEARLY;WKST=MO;INTERVAL=1;BYMONTH=11;BYDAY=1SU
TZNAME:Standard Time
TZOFFSETFROM:-0500
TZOFFSETTO:-0600
END:STANDARD
BEGIN:DAYLIGHT
DTSTART:20010401T020000
RRULE:FREQ=YEARLY;WKST=MO;INTERVAL=1;BYMONTH=3;BYDAY=2SU
TZNAME:Daylight Saving Time
TZOFFSETFROM:-0600
TZOFFSETTO:-0500
END:DAYLIGHT
END:VTIMEZONE
BEGIN:VEVENT
UID:Baylor_CMS_Event-80157
DTSTAMP:20260614T090411Z
SUMMARY:TIAA CREF: Preparing for and thriving in retirement
DESCRIPTION;ENCODING=QUOTED-PRINTABLE:Join John O'Shea, Director of Wealth Planning Strategies with TIAA CREF for a seminar that will include:=0D=0A=
*  Working through your Retirement Needs Analysis.=0D=0A=
*  Understanding Income Options: understanding how cash withdrawals, annuitization, and required minimum distributions fit into your broader planning. =0D=0A=
*  New and expiring income tax provisions: Planning for changing rates, deductions and credits. =0D=0A=
*  Revisiting Roth Conversions: A smart move, unwise, or much ado about nothing. =0D=0A=
*  An Overview of Estate Planning considerations. =0D=0A=
=0D=0A=
=0D=0A=
Refreshments will be served.  Reserve your spot today by emailing Catherine Johnson with TIAA-CREF
LOCATION:Great Hall, Truett Seminary
DTSTART;TZID=US_Central:20121025T120000
DTEND;TZID=US_Central:20121025T130000
END:VEVENT
END:VCALENDAR