Retirement Planning and Social Security Claims for the Non-Traditional
The decision on how and when to claim Social Security benefits is a large financial decision in a person’s life. Many claimants are uninformed, and therefore, aren’t making the best financial decision for his or her family. Finance Professor and Pat and Thomas R. Powers Chair in Investment Management William Reichenstein decided to lend his expertise and help those maneuvering the complexities of retirement planning.
How Withdrawal Rates Trip Up Retirees
The Wall Street Journal: William Reichenstein, Ph.D., The Pat and Thomas R. Powers Chair in Investment Management in Baylor University’s Hankamer School of Business, is one of “The Experts,“ a group of industry, academic and cultural thinkers who weigh in on the latest debates in The Journal Report. This week, Dr. Reichenstein answers the question: What financial term do you wish those nearing retirement better understood?
Tap Your Portfolio With Taxes in Mind
Jewish World Review: Research by William Reichenstein, Ph.D., professor of finance and The Pat and Thomas R. Powers Chair in Investment Management in Baylor’s Hankamer School of Business, is referenced in this article written by Susan Garland, editor of Kiplinger’s Retirement Report magazine. Reichenstein’s research focuses on Social Security, financial planning, retirement investing and tax-based investment strategies.
Shareholders Lose Their Voice… and Don’t Care
The field of finance faces big questions like, “Is the investment good?” or “Is it bad?” Especially when it comes to mergers and acquisitions. After all, mergers and acquisitions are the biggest projects companies face. In addition, they provide some of the greatest insight into a company’s decision-making processes.
Pinched Consumers Going on Saving Spree, Looking for Deals
Chicago Tribune: Personal finance article originally in The Dallas Morning News about how today’s consumer is more prudent and less inclined to go on rampant spending sprees is picked up by numerous national papers, including the Chicago Tribune. The article quotes James Roberts, Ph.D., The Ben H. Williams Professor of Marketing in Baylor’s Hankamer School of Business. “We really are a little bit scared — memories of how catastrophic it was and how much worse it could have been in 2007-2008,” Roberts said. “I think we all still see an economy that we don’t trust — that the other shoe’s going to drop.”
Barron’s: To find the best moves for anyone near or just into retirement, Barron's spoke to retirement experts and financial advisors, including William Reichenstein, Ph.D., professor of finance and The Pat and Thomas R. Powers Chair in Investment Management in Baylor's Hankamer School of Business, who looks at the option of retirees having money in tax-deferred accounts so deductions can minimize withdrawal taxes.
What’s Missing in Your New Social Security Benefits Statement
TIME.COM: For the first time in three years, the Social Security Administration will be mailing estimated benefits statements to some American workers. This Reuters article quotes William Reichenstein, Ph.D., professor of finance and The Pat and Thomas R. Powers Chair in Investment Management in Baylor's Hankamer School of Business, who provides tips to retirees on how to sustain their retirement incomes. This story has appeared in numerous outlets, including MSN Money and the Fiscal Times.
Do Retirees Take Too Much or Too Little Risk With Their Investments?
The Wall Street Journal: William Reichenstein, Ph.D., professor of finance and The Pat and Thomas R. Powers Chair in Investment Management at Baylor's Hankamer School of Business, is featured in this Wall Street Journal “The Experts” blog in which he advises retirees on how to allocate assets. In part, his advice to retirees: “[I]nvest in a diversified portfolio of low-cost domestic and international stocks and bond funds. Furthermore, avoid firm-specific (i.e., inappropriate) risk from having more than a small portion of your funds in any individual stock or low-grade bond.”
What Should Couples Do When Downsizing in Retirement?
The Wall Street Journal: William Reichenstein, Ph.D., The Pat & Thomas R. Powers Chair of Investment in Management in Baylor’s Hankamer School of Business, is quoted in this article about what home modifications should be made to prepare for old age.
Easy as Pie
Professor and Wall Street Journal blogger retirement expert, Bill Reichenstein, says the investment decision on which mutual funds to put in your retirement plan is simple.